Lend to Semo at 6% interest.

Semo takes the loan. You provide the capital as an investment and receive 6% interest.

6% interest per year

Interest is paid quarterly.

24-month term

The loan converts automatically during a qualifying priced Series-A round of at least €1,000,000 in new external capital, led by an external lead investor.

20% conversion discount

Conversion takes place at a 20% discount to the Series-A certificate price.

Cash repayment if no qualifying round occurs

Repayment in cash applies only if no qualifying round takes place within the term.